In real estate in the United States, a deed of trust or trust deed is a deed wherein legal title in real property is transferred to a trustee, which holds it as security for a loan between a borrower and lender. The equitable title remains with the borrower
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies
Your investment is secured by deed of trust & your income is steady. Most of time, the MAX CLTV is no more 70%. We are a local real estate broker in San Francisco Bay Area. We only do real estate & loan in Bay Area.
Yes. All the investors will have the access to that transaction, including all the files,
Annual return for hard money loan is 8.25%-11%.
Usually 6 months to 24 months
We charge 0.25% for admin fee.
Points are the fees paid by the borrower to The California Deed of Trust Investment for acting as broker in a hard money loan transaction that covers the cost of origination.
Yes, absolutely. We will ask them to purchase title insurance & home insurance. Investor will be beneficiary.
Yes, but 80% of our current loans are the first deed.
Here are the title companies we have been working with in the past,
Yes. Our attorney's contact information is available to all our investors. Feel free to contact them if you have any legal question regarding trust deed investment.